Spring Planning and another no spend challenge.

Well folks I’m going to do it again, April is going to be a shopping ban month. We have been doing well since the end of the shopping ban but I know we can do better and with the change of seasons comes the temptation to buy new outfits, new ‘toys’ for our homes (mowers, play […]

Paying down debit and building good habits.

Mac and I decided we wanted to pay down our debit, we are lucky to only have 1 truck loan and 1 student loan and are focusing on the truck loan 1st) We also knew however for our personal success it couldn’t be in the stop spending every dime and put everything towards debit method.  I have […]

2 Kids and a $100.00 Christmas budget.

I’ve talked a lot about my family wanting to spend money on experiences over stuff. That being said, and in direct contradiction, a big love language in my family is giving and receiving gifts. Taking all of that into consideration I’m very happy with my girls Christmas gifts this year. We modified the Want, Need, Wear, Read plan to […]